A Permanent Lodge provides stability.
Consider homeownership.
                     ~Just Don’t Blow It

Buy-back payments may provide an opportunity to purchase a home and provide stability for your family and loved ones.  And, as they say, "There’s no place like home".  Homeownership makes “cents” –  from the tax benefits, to good old fashioned financial stability.  The financial benefits of homeownership are evident year round, but particularly around tax time.  The benefits of homeownership:

  • Homeownership builds wealth over time. We were always taught that owning a home is financially savvy and it is.
  • Homeownership builds equity every month. Your equity in your home is the amount of money you can sell it for minus what you still owe. Eery month you make a mortgage payment, reduces the amount you owe which increases your equity.   
  • Homeownership allows you to reap Mortgage Tax Deduction benefits. Mortgage deduction, Some closing cost deductions and Propery tax is deductible.
  • Homeowners take Tax Deductions on Home Equity Lines. You can deduct the interest you pay on a home equity loan, allowing you to shift y our credit card debts to your home equity loan, pay a lower interest rate than the horrendously high credit card interest rates. 
  • Homeownes get a Capital Gains Exclusion. If you buy a home as ayour primary residence for more than two years then you will qualify.  When you sell, you can keep profits up to $250,000 if you are single or $500,00 if you are married and not owe capital gains taxes. 
  • A mortgage is like a Forced Saving Plan. Paying that mortgage every month and reducing the amount of your principal is like a forced saving plan.  In a sense you are being forced to save- and that's a good thing!
  • Homeownership in the long term, is cheaper than renting. In the first few years it may be cheaper to rent. But over time, as the interest portion of your mortgage payment decreases, the interest you pay will eventuall be lower than the rent you would have paying.  But more importantly, you are not throwing away all that money on rent.

For more information, contanct:


Blackfeet Housing Authority for more information: www.blackfeethousing.org,  406.338.5031





Contributer.(February 28, 2014).  "Freshen Up On The 7 Financial Benefits Of Home Ownership This Tax Season".  October 24, 2016, Forbes:  www.forbes.com/sites/trulia/2014/02/28/freshen-up-on-the-7-financial-benefits-of-home-ownership-this-tax-season/#260dc60a620e.
Land Buy-Back Survey
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We encourage all Land Buy-Back program offerees to fill out the Land Buy-Back Finall Assessment Survey.  Download the form or click the button below and fill out on-line.  Please encourage your friends and family to participate in the survey as well. 
*By filling out the survey, you will be eligible to win a new iPad!

For more information or to pick up a survey, visit us at 101 Pata Street (next to Manpower) in Browning; surveys will also be availble on line, on our Facebook page and at other businesses and organizations throughtout the community!
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